Market volatility makes it critical for clients to develop and maintain investment due diligence procedures and supporting documentation. We will work with you to develop and maintain an investment strategy, which is codified in an investment policy statement. This investment policy statement is used as a guide to evaluate your current investment offerings, measuring them against applicable indices, and the broader universe of investment options. The result is confidence that your investments are diversified, well managed, and meet the stated objectives of your investment policy statement.

Sterling Wealth Management Group provides this comprehensive analysis by utilizing multiple tools, including Zephyr's Style Advisor, one of the most robust investment analytical tools available. Each investment is evaluated by more than a dozen different and objective analytical measurements, including:

Upside & Downside Capture
Style: Correlation & Style Drift
Performance: Excess Return & Tracking Error
Risk-Return: Standard Deviation, R-squared, Alpha, Beta & Sharpe Ratio

Performing this analysis on a regular basis is essential to documenting compliance for retirement plans with the Department of Labor guidelines and minimizing exposure to fiduciary liability.